Check GuarAntee
No more collection headaches
By eliminating the risk of accepting fraudulent checks, you also eliminate collection headaches forever. United TranzActions (UTA), the leading check guarantee company in the country, will fully reimburse you for any returned checks, taking the responsibility of check collections off your hands!
The process is easy
To process received checks, you can use the following simple options:
Deposit your checks with confidence and peace of mind once you receive your UTA approval!
UTA is the best choice for your check guarantee needs
UTA has been the leader in check guarantee and payment processing solutions since 1991. With a 97% approval rate and the highest-average check amount in the industry, UTA’s services will protect your company from fraudulent checks and increase your sales. Its innovative features are entirely customizable to best serve your company’s needs, from small transactions to large. There are no start-up fees or monthly minimums.
The right products. The right price. The right technology. That's right on the money!
FAQ section
Find answers to commonly asked questions in the FAQ Page for Check Guarantee.
Benefits
Cost-effective and flexible programs
API support across multiple applications and platforms
No transaction fees or call charges
Highest floor limits
Express payments reimbursement
Most knowledgeable merchant services reps
Works with your current banking relationship
No start-up fees or monthly minimums
Detailed billing of monthly activity
Multi-user capabilities
Live reps to assist you 24/7
Multiple methods of using service
additional features
Electronic Authorization
Instant approvals via: POS terminal, mobile device or web application.
Custom Solutions
We can build a solution that meets your exact specifications.
Online Processing
Streamline check acceptance across your organization to reduce overhead.
Flat Rate Programs
Simply pay one flat monthly rate and all of your checks are covered.
Direct Debit Program
UTA’s account is debited for returned checks instead of your bank account.
Automated Payment Systems
Automated payment systems and approval program.
Hold Check Program
Accept one or more customer checks to be deposited over a specified period of time.
COD/Mail Order Program
Receive a check approval prior to shipment (delivery).
Automatic Approval Program
All checks are automatically approved up to a pre-determined amount.
Media
our services
Check Guarantee
Eliminates the risk of fraudulent checks and collection headaches.
Credit Card
Providing innovation and technology that optimizes your credit card acceptance program - simplify your payment acceptance channels and improving your bottom.
ACH Payment
Enables you to accept payments from your customer’s account quickly, safely in a secure internet environment.
Online Bill Pay
Empower your company to accept customer initiated payments on your website.
Remote Deposit Capture
Scan your checks for instant bank deposits, with no returns.
Mobile Deposit
Guarantee and deposit your company’s checks anytime, anywhere, 24/7 with UTA’s Mobile Deposit solution.